LIFE --1 Hour At A Time!

• Children are now covered by health insurance until age 26
  
• Insurance must now cover all preventative tests and can not charge you a co-pay or deductible on those.
  
• Every state has an insurance plan available if you have been without insurance for 6 months.
  
• go to http://www.healthcare.gov/ more info that will save you money.

• You can buy eye glasses frames online for $8 if you go to the various eye product sites. You can put in a picture of yourself and it will put different frames on your picture so you can see how they will look. www.eyebuydirect.com
  
• Many labs have a discount card, but you have to ask for it. It offers 30-50% off of urinalysis and blood tests.
  
• Free pap smears are offered on the 2nd Friday of each January, for cervical cancer day. Visit www.ncc-online.org to find out more, or call your doctor or local hospital to see if they participate in the event.
  
• Many places offer free breast exams and mammograms in October, Breast Cancer month. Call your local hospital to see if they are participating. Breast and Cervical Cancer Prevention and Treatment Act provides low-income and uninsured women free or discounted access to mammograms. Go to www.cdc.gov, or call 1-800-CDC-INFO for more information.
  
• Many doctor's offices offer a discount for those paying cash or who have no insurance. Call around to find doctors that offer to do these things.
  
• VA, county hospitals, free clinics are cheaper than private clinics and hospitals. To find free clinics in the USA, go to www.freeclinics.us & www.hrsa.gov
  
• Cheapest place to buy vitamins/supplements are online or a discount store (Walmart, Target, Costco)
  
• Don't be afraid to negotiate price with the doctor or dentist, especially if you are having a hard time financially. The receptionist or nurse is not the one to ask, directly ask the Dr. or dentist. This is especially helpful if you are getting multiple procedures.

• Walmart offers meds at $4 per month supply, some are $10 per 90 day supply.
  
• Some meds can be bought at double dose and split. For example, if you take 20 mg. of a medicine, it is often cheaper to buy the 40 mg. and a pill splitter and split the pills. Ask your pharmacist which can and cannot be split. If your pill has an extended time release feature, it can't be split.
  
• You can get loyalty cards from many pharmacies, that offer discounts or points that can be used on other products.

Posted by Bluebirdy at 16:51