Thursday, 15 May 2014

Earning Money at Home

When we get sick, or become a caregiver to someone, we often can only work from home. I have always done this. Always 3 jobs at a time until the last 5 years or so, when I got too busy with caregiving and my own health problems to even work from home. Here is the research I did to find LEGITIMATE work at home. I hope this information helps someone else.

I admit that this article is not as perfectly organized or well written as I am capable of, but so many people are asking me for the information ASAP, that I have gleaned over the years, that this is what I have right now. I will probably edit and improve it over time. I have put in red the different categories or jobs that you could consider.

The number 1 rule for at home jobs, if they ask for money, it’s a scam. Often they say it`s for processing fees or for materials or to guarantee you a spot for the job when there are many applicants. Don`t pay for that! There is only one exception to this rule. There are a few agencies for freelance jobs online. They charge a fee if you get the job. They charge it AFTER you get the project. Don’t work for them if they ask for a fee before you are hired by the client for a project. Only pay a fee for a job if the job pays enough to cover the fee and give you a lot left over. For example, if you have been hired to write an article about low budget travel in a certain city, and the pay they offer is $25, but the fee that the agency charges is $15, it may not be worth it to you. (You can decide if it’s worth it or not). But if the job/project offers more than $100, the $15 fee might be worth it. I have only done a few projects where I am required to pay a fee. I have found websites where there is no such fee.
This is important. Learn how to spot a scam home job.

It will be a part time job just to search out projects if you decide to do freelancing in your area of expertise, but that`s part of the nature of freelancing. You can also choose to look for a job with a particular company, where you won’t have to search for projects, you just do the work you are given and are paid by one company.

Getting Paid:
I have found that people usually pay promptly and honestly as you finish the project. I have only been ``Stiffed`` about 3 times in 11 years. You can discuss with the client how to get paid, whether by bank wire or PayPal or Western Union or Moneybookers or other online banking sites. The lesser known sites will be harder for you to get paid. The big and reputable companies, where more clients will have accounts are the better choices. People are leery of Western Union, and it seems unprofessional to get paid that way, so most choose an online banking service such as PayPal or Moneybookers. Western Union can be used if there is absolutely no other way to get paid and if the client agrees, but there is little to no way to follow up for demanding payment if you use Western Union. An online banking service shows more credibility, stability and professionalism than Western Union. It would be good to open an account at PayPal if you are in N. America, and Moneybookers if you are somewhere else. It is secure like a bank, and this way you don't have to give out your bank account information to strangers, and when you decide to buy things online, you don't have to give your credit card number to strangers. They are insured like a bank, but they do charge a small fee for each transaction.

There are some large companies that pay at the end of the month, so ask their payment terms when you apply for a project. Keep very good, very detailed records of the projects you did, and for whom, and the date and the price they owe you, when you got paid, or when the payment is expected (when they agreed to pay you) so you can remind people for payment if necessary. PayPal even has an invoicing service so that you can send clients an invoice from PayPal (looks very professional).

Many of these websites are for writing, but also there are some where people want a world of variety of projects, for example someone to finish a craft they started. Sometimes sewing or embroidery, sewing, sometimes woodwork or metal work, models, and so much more. Some sites are looking for photos you can take with your digital camera or just your smartphone. Babies, pets, scenery, Everyday life photos, architecture of your area, the list is endless. To find the photography jobs, Google “freelance photography projects” and “freelance photography jobs”.

Artists and those with computer skills such as code writers, computer graphics, site developers, often can get a lot of online work.

Many of these sites are project websites where you apply for one project at a time.
An article telling you how most freelance job sites work.

This article has more good suggestions. make money without spending a dime.

How does helium network work?

If it has a star * beside it, it also has many other types of freelance projects, not just writing.
www.elance.com (I have worked here) *

www.triond.com (they work with a dozen other online writing sites that are constantly looking for articles for magazines or for big corporations, or just someone asking you to research a subject for them for various reasons.)

article-how you earn money at Triond- http://www.triond.com/info/how-it-works

IF you are an expert in English, if you can spell, know how to use punctuation correctly, how to spot mistakes easily, you may qualify as a proofreader or editor. This is the work I do. These 2 sites ask for your help in polishing up documents that have been translated into imperfect English, then you make it ‘native tongue professional.” This often includes asking the client what he or she meant in different spots, and offering alternatives. I enjoy that communication. The best places to get work for that are www.translatorscafe.com and www.proz.com . Register there (don’t need to pay the registration fee, I never have), and sign up for the English to English option, and sign up for the emails so you can be notified when someone wants a proofreader. You are not charged a fee for projects from these 2 sites.

If you would rather do proofreading on manuscripts or University students’ papers, those jobs can be found on the many websites I've shared below.

If you feel  bit rusty on your grammar and spelling and punctuation, you can look up any subject online. Just Google “Proper use of quotation marks” or “when do I use a comma” or whatever you are wondering about. I often see “Grammar Girl” when searching for these things. I like her answers. Quick and to the point without the ramblings of an English professor. The saying “You don’t know what you don’t know” is so true. Often when reading about basic proper English, you learn something you've been doing wrong all your life, that no one told you the right way to do it, so the more you read ad study websites for grammar and correct English, the better your skills will get.

You can also Google “practice proofreading tests” to sharpen your skills. There is a proofreading program built into WORD and other word processors that you can learn in just a minute or 2 by clicking the question mark in WORD (the help button), or I can also tell you how it works.

If you speak another language perfectly, you can also sign up as a translator at those sites. The tradition is that whatever language you want to translate TO, you must be a native speaker of that language. If you want to translate from English into Italian, you must have Italian as your first language. If you want to translate from Italian into English, English must be your mother tongue. If you have used both languages equally, you are even luckier. You can post that you translate English>Italian AND Italian>English.  You can also Google “translation websites” and offer your services as an English proofreader, or translator to various translation companies. Proz.com and translatorscafe.com and translatorspub.com are great sites to get emailed when there are projects in your preferred language pair. This is how my business partner and I got so many customers that we are too busy to take on new clients. When a client likes your work, he will be loyal to you and bring you repeat work again and again. I have one client who was our very first project in 2003, and we still work for them regularly today. 

My ex MIL did data entry for UPS from home. Here's the job search page from UPS. https://ups.managehr.com/careers.htm Possibly other couriers use home employed data entry also.

An article about Legitimate data entry jobs
Also Google “data entry at home jobs”

I had friends who took a 2 week course at a trade school to learn how to do medical transcription. They worked for local doctors, which is more trustworthy than an online stranger. The Dr. reads his notes into a digital recorder, the recording is sent to you by email, you type up what is being said and return it by email. you must have a good working knowledge of medical terms and a good medical spelling book, and pharmaceutical spelling book. 

If you love reading, you can write a letter about how you love reading and would love to review manuscripts (books before they are published), then you can research publishers online and go to their “contact us” section, and ask if they hire reviewers or proofreaders who work from home, and include your letter in the inquiry. I did this for 7 years.

Internet Research for pay
Often people who are writing novels need someone to do some research, or lawyers or corporations need a speedy researcher who can help them find information on a subject, and you summarize it for them, saving them energy, time and frustration. I have done research for people for years. I am considering doing it professionally. You can even take an online course and get a certificate for it, making yourself more credible and worthy of higher pay. Many of the links above also have research projects. You can Google “Internet research jobs” and a good variety of sites comes up, including this helpful article on how to become an internet researcher.

Teaching English As Second Language:
I did this for at least 4 years. My clients were one on one, through a messenger such as Skype or Yahoo. You can just casually chat with them using the many translation tools online at the same time, for example, you can look up how to say many phrases and words in any language, then type it into messenger and tell them the English word/term. Some prefer to teach about 4 people all at once on conference chat on Skype, and to have a pre-set curriculum and homework and homework for the students. All of these curriculum ideas are available online as well. You and the client agree on a price per hour, and the method of payment. Keep in mind that most of the world’s economy is much less than North America’s economy, so if your client is from South America or a third world country, their fee will be much less than if you are teaching someone in  a developed European country or living in N. America but doesn't know the language yet. I have developed lifelong friendships with these clients, but you can also make it more professional if you wish. What’s great is that you pick up a lot of THEIR language at the same time! Many do this for free. There is even a website that is just a worldwide chat room where people go to try to talk to people of another language to learn more.
Here are pages of help for English teaching if you want to try this job. http://bit.ly/1g9Umq9 . If you speak another language, you can also teach that language online. You CAN get certified as an ESL teacher if you want to do that, but it`s not necessary. I just seemed to grow a friendship as I helped the client learn English. I didn't get into the intense scholastic type training. The former link has sites where you can get certified if you wish to do so.  

Selling Items on EBay or Etsy:
You can sell items from around your house, items you have made, or you can buy items at wholesale prices and sell them for retail prices and make a profit. I have done a bit of this many years ago, but it was not for me since I can`t get to the post office due to illness.

Many people are making a good living doing Life Coaching, Counseling, spiritual guidance, astrology guidance and other spiritual and mental help to clients online.

You can even do physical exercise training online. You and the client exercise in front of your webcam, eliminating the fear of strangers coming to your home, the embarrassment of going to a public gym, and this area is growing at a huge rate. This could be helpful for people with limited health who can`t do the regular exercises. They could be taught modified exercises for their specific limitation. There is some liability here though, you need to be bonded and have some training in what you are coaching, or have them sign a release that would keep you from being blamed for injury.

If you are not interested in earning money online, you can do things such as babysitting or elderly care, (taking an elderly person into your home during the day), or house sitting, (taking care of a vacationer`s newspapers and pets and yard work while they are away). You can take in ironing, bake pies or cupcakes for local restaurants, the ideas are as varied as people are. Find your interest and research how to make money with what talent you love doing.

I will add more as I learn more, and any LEGITIMATE work at home ideas you have (except multi-level marketing) are welcome in the comments. There are just too many MLMs to start listing them in the comments. 

Don't give up too soon. For a while, it may be a part time job to seek out projects, but after you are established in a few places, the work may come in by itself. As long as there is life, there is hope.
Best wishes in your endeavors.

Wednesday, 30 October 2013

I Thanked God For My Trash Today!!

    I am in the habit of counting my blessings and thanking God for them daily. Today while I was crying in exhaustion and emptying my garbage, I surprisingly found myself noticing the items in the garbage and being grateful for them, and being grateful that I live in these days of convenience, if I have to be sick.
    I looked at the milk carton and was grateful that I didn't have to milk the cow myself and make the dairy products myself.
    I saw the empty insulin bottle and was grateful for modern medicines that keep us alive and improve our quality of life.
    I saw the CD cover and was so grateful to live in the age of Internet, where I can stay home but still have friends worldwide, find people who I can learn from, and even earn a living from home.
   I saw the TV guide part of the newspaper and was grateful for a TV for entertainment any time I want, and company when I'm alone, and distraction from my pain.
    I saw the empty herb bottle and was so grateful for natural medicine that  I didn't have to go find the herbs in the fields myself. I’d love to if I had the strength, but I don’t.
    I saw a frozen meal container, and was grateful that those exist for when I am too weak to cook.
    I saw the banana peeling, and was grateful that we get so many different kinds of produce shipped to us, year round! It was not that long ago that even getting an orange at Christmas was considered a real luxury.
    I saw the toilet paper roll and OH HOW GRATEFUL I am for indoor plumbing! Especially in winter.
    I saw the light bulb, and I’m oh so grateful for indoor lights/electricity. Even my mother didn't have that until she was a teenager. She was so allergic to the kerosene lamps and the horse she road to school each day.
    Even the garbage bag made me grateful for trash pickup, so that the trash doesn't build up in my yard.
    I stopped crying and thanked the Lord, realizing that if I had to be so ill, this is certainly the best age to live in. With drive-through banks and so many other conveniences,it makes things that are already very difficult to be easier. I think of people who lived even 50+ years ago, and think of how hard it would be for them to survive and raise a family if they were homebound. Of course it’s still hard, and even with the conveniences, I can barely function, but with the washer and dryer and microwave and dishwasher, I am able to be much more independent than if I had lived 50-100 years ago and had this illness. I have a real sympathy for my ancestors who also lived with lupus in such trying times. My great uncle died in his 50s from what the local Dr. called “rheumatism with internal involvement”, which I think was a bad case of fibromyalgia, which also affects internal organs and endocrine and nervous system. Auto-immune diseases go back quite a few generations in my family. So I give them so much credit, and I’m almost ashamed of how weak I must appear to them, watching down on their family from above.
    We take so much for granted, just trying to get through each hour, each day, but at this moment, I want the Lord to know that I take nothing for granted. I am grateful for all my blessings. Especially for being born in the country I was (Canada) where women can say and think and do anything they can dream of, and not be sold off as child brides and not become only second class citizens, as in almost half the world.
Thank You Lord!

Monday, 27 August 2012



      This verse puzzled some women in a Bible study and they wondered what this statement meant about the character and nature of God. One of the women offered to find out the process of refining silver and get back to the group at their next Bible Study. That week, the woman called a silversmith and made an appointment to watch him at work. She didn't mention anything about the reason for her interest beyond her curiosity about the process of refining silver. As she watched the silversmith, he held a piece of silver over the fire and let it heat up. He explained that in refining silver, one needed to hold the silver in the middle of the fire where the flames were hottest as to burn away all the impurities. The woman thought about God holding us in such a hot spot;then she thought again about the verse that says: "He sits as a refiner and purifier of silver." She asked the silversmith if it was true that he had to sit there in front of the fire the whole time the silver was being refined. The man answered that yes, he not only had to sit there holding the silver, but he had to keep his eyes on the silver the entire time it was in the fire. If the silver was left a moment too long in the flames, it would be destroyed. The woman was silent for a moment. Then she asked the silversmith, "How do you know when the silver is fully refined?" He smiled at her and answered, "Oh, that's easy -- when I see my image in it." If today you are feeling the heat of the fire, remember that God has his eye on you and will keep watching you until He sees His image in you. Pass this on right now. This very moment, someone needs to know that God is watching over them. And, whatever they're going through, they'll be a better person in the end.
      -author unknown

Friday, 24 August 2012


I was deleting old drafts, and the "posts" page popped up, and I deleted a couple of posts!!! SO FRUSTRATING! It took all the strength I had to make that post yesterday or the day before. It was the one about what we can learn from suffering and trials. Oh man! FIVE of them are gone. Oh well... Everything happens for a reason.

Thursday, 23 August 2012

My Absence

He who dwells in the shelter of the most high will
rest in the shadow of the Almighty. –Psalm 91:04
Hello friends,

I’m sorry I’ve only posted 2 posts in 1 year. My health got much worse, which affected my concentration, so I am no longer able to think like I used to. I part of each day semi-conscious due to various health problems, and even my vision changes from hour to hour.

However, through it all, I am at peace, more than any other time in my life. I feel the Lord near. I feel His guidance, His whispers, His comforts through the Holy Ghost. I am most blessed!! Depression and anxiety are gone. I get frustrated now and then, but not a true clinical depression.

In January I went through a divorce. I tried for 8 years to get permission for my husband to immigrate to Canada. Why it took 8 years, will never make sense to me. It was only a few years that we realized that this marriage would not work out. I had become too sick to help him in every way a wife helps a husband, and to help him adapt to a whole new culture. We wanted to stop the immigration process earlier, but we weren’t allowed to, unless we claimed that one of us committed marriage fraud, which would mean jail. So we just kept going through the torment of paperwork over and over and over, and the emotional turmoil involved. The Dr. suspected that a lot of my heart problems came from the immigration stress for so many years. When we learned that hubby would not even be allowed a visitor’s visa, and I’m too sick to go to another country, we decided it’s best if we broke it off, to give hubby a chance to fall in love and have a normal marriage with children.

In February I had a head injury that has also caused problems. They called it a mild TBI (Traumatic Brain Injury), with post-concussion syndrome.

In April a Dr. told me I need a heart transplant, so I guess one of the big problems with my brain is not enough blood getting to it. I won’t be getting the heart transplant. I don’t qualify for the transplant list, because I have other organs that are failing; and because lupus would attack the new heart too. Even if my health was better, I’ve been told that in Canada, (or possibly just my province) people who are on disability don’t qualify, because the gov’t doesn’t spend large amounts on us. I was denied a pacemaker/internal defibrillator a number of years ago. I am not a bit scared though, because every time my heart has stopped, if there wasn’t a medical person around to restart it, God would restart it, and He will continue to do so until my purpose is finished for being kept alive.

I’ve missed the blogging community, and I’ve lost a lot of friends because I was not strong enough to keep up with email replies. I’m hoping I can attend to my blog more often, but I might be using a lot of pictures rather than a lot of writing. I’ll do what I can. Thanks to those of you who have kept in touch with me through all of this. I hope to be able to start blog-hopping again.
May the Lord bless you as He has blessed me!

Older Posts